Market Updates

Aug. 19, 2026

A Direct Real Estate Offer

A direct offer can provide speed, certainty, and less work.

But if your home can sell through a traditional path AND you have enough time, cash may leave money on the table.

That is why we compare four realistic options:

1. A direct purchase
2. An as-is MLS sale through …

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Posted in Market Updates
Aug. 19, 2026

Is your Home Outdated?

Buyers often forgive dated.

They have a much harder time forgiving doubt.

A paint color can change.

A light fixture can change.

Flooring can change.

But odors, visible staining, unfinished repairs, and signs of ignored maintenance create a different question:

What else am I not seeing?

That is where small …

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Posted in Market Updates
Aug. 19, 2026

Living at home during a renovation

Living at home during a renovation may save you from paying for a hotel.

That does not mean staying is free.

The cost may show up in the schedule, labor, access, privacy, and stress placed on the household.

The real question is not only, “Can we stay?”

It is:

What …

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Posted in Market Updates
Aug. 19, 2026

Renovation order is not just scheduling.

Renovation order is not just scheduling.

It is cost control.

New flooring can be damaged by later plumbing or cabinet work.

Fresh paint can be cut up when windows or doors are replaced.

Trim can be paid for twice when layout changes happen too late.

That is how a project …

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Posted in Market Updates
March 12, 2026

Everyone Remembers '08

Everyone remembers 2008 right…

These charts answer one simple question.
Was real estate always risky in YOUR Zip Code?

Spoiler: it usually isn’t over a long enough time horizon

Check out these North Florida coastal yearly appreciation numbers and look how many years were actually down. Not “felt down,” but …

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Posted in Market Updates
March 12, 2026

“Prohibition of reductions in local first responder funding”

As a first responder myself, I like the intent behind this part of the proposal. Protecting law enforcement, fire, and other first responders matters. But well intended does not always mean consequence free.
The House passed version of HJR 203 says local governments could not reduce total funding for first …

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Posted in Market Updates
March 12, 2026

Home Insurance is Going Down?!

This is good news, but it is not a some giant rate cut. Florida is ending a separate 1% FIGA emergency assessment early. Basically a surcharge tied to insurer insolvencies that helped pay bonds used for storm-related property claims and unearned premium refunds. Florida Realtors reported the change on March …

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Posted in Market Updates
March 12, 2026

Will Renter Pay for Your Tax Relief?

Renters might end up paying for YOUR property tax relief.

That’s not a political statement. It’s a cost-shift question.

First, remember: the final Senate version could still look different. But as of today, the House passed proposal aims relief at homesteaded primary residences on the non-school property tax side. It …

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Posted in Market Updates
Feb. 23, 2026

Florida did NOT end Property Taxes

Florida DID NOT, ‘end property taxes.’

The real story isn’t “property taxes are going away.” It’s “the tax base is being moved.”

When you move a tax base, human nature + money = 2nd order effects…

Video Coming This Week: Drawbacks + Winners/Losers.

*Not an alarmist and I do have …

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Posted in Market Updates
Feb. 23, 2026

Use Local Lenders

🚨Don’t pick a lender based on the “lowest advertised rate.”🚨

I’ve helped buyers from ~$150k to a few million and I see a pattern: the smoothest deals + best long‑term outcomes usually happen when you’ve got a STRONG local lender/broker in your corner.

This is a help me help you …

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Posted in Market Updates